Retirees

CU ensures the health of eligible retirees, their spouses and their dependentDependentAn employee’s spouse, common-law spouse, civil union partner, domestic partner, children under the age of 27, and qualifying disabled children over age 27 of the employee or of the spouse/partner who are biological, legally adopted or for whom there are parental responsibility documents issued by a court.  children with ongoing benefits coverage.

Your eligibility for retiree benefits is based on:

• Medicare qualification
• Whether you participated in the CU 401(a) retirement plan or retired with PERA

Dual Coverage: You and your dependents cannot have duplicate CU medical and dental coverage whether you are a retiree or an active employee. Dual coverage is allowed for life insurance: A retiree may be insured as both a retiree and a spouse of an active employee up to a maximum combined optional life insurance benefit of $500,000. 

Click your tile to learn more about 2026–27 plan options