The university philosophy is to do as much as it can to assure the financial well-being of its employees in retirement.

CU helps eligible employees save for retirement, by generously contributing to a Mandatory Retirement Plan. CU also provides eligible employees with the opportunity to bolster their retirement savings with Voluntary Plan options.

Retirement plans Plan Administrator Plan Administrator
University Retirement Plans (URP)
University of Colorado 401(a) - Mandatory Plan TIAA
University of Colorado 403(b) - Voluntary Plan TIAA
PERA Plans
PERA Defined Benefit (DB) - Mandatory Plan PERA
Local: 303-832-9550
Toll Free: 1-800-759-7372
PERA Defined Contribution (DC) - Mandatory Plan
(new hire/newly eligible 1/1/19 or later may be eligible)
PERA 401(k) - Voluntary Plan PERA/Voya
PERA 457 - Voluntary Plan PERA/Voya

*Benefits Eligibility Matrix - details job codes and classifications and their corresponding eligible benefits.

DB or DC: What's the difference?

Understand the basics of a defined contribution and a defined benefit retirement plan to make the best decision for your financial future. 


Click on a tile to learn more about CU's retirement plans

CU 401(a) Mandatory Retirement Plan


Voluntary Retirement Plans