CU Health Plan - Dental Premier is only available to Medicare-eligible participants and gives members access to the Delta Preferred Provider Option (PPO) and Premier networksNetworkThe facilities, providers and suppliers with whom your health insurer or plan has contracted to provide health care services. You can choose from any dentist, but your out-of-pocket costs are typically lower with PPOPreferred Provider Organization (PPO)A health care plan that has a contractual agreement with providers to offer health care services at discounted, negotiated fees within a network. The PPO plans may require some cost-sharing with deductibles, copays and/or coinsurance. networkNetworkThe facilities, providers and suppliers with whom your health insurer or plan has contracted to provide health care services providersProviderAn individual or facility that provides health care services such as a doctor, nurse, chiropractor, hospital, rehabilitation center, etc. .
Once your $25 per person plan deductibleDeductibleAn amount that you are required to pay before the plan will begin to reimburse for covered services. is met, you will only be responsible for a percentage of your covered care costs (coinsuranceCoinsuranceThe portion of expenses that you have to pay for certain covered services, calculated as a percentage. For example, if the coinsurance rate is 20%, then you are responsible for paying 20% of the bill, and the insurance company will pay 80%. ).