Administered by Optum Bank, a Health Savings Account (HSA) allows you to pay for qualified health care expenses now or in the future. HSAs offer three tax benefits: Tax-free saving, growth and spending on qualified medical expenses anytime from today throughout your retirement.
You contribute from your pay on a pre-tax basis. These deductions lower your taxable income and when you spend the money on qualifying expenses, you will not be taxed.
Determine your contributions
|HSA Features and Considerations|
To contribute to an HSA, IRS regulations apply:
2019 IRS Contribution Limits: