CU System Administration and Employee Services will be closed Monday, May 25, for Memorial Day. We will reopen at 8 a.m. Tuesday, May 26.
2026–27 plan year information
This page provides details about the 2025–26 benefits plan year. For plan year 2026–27 (beginning July 1, 2026) information, visit the Open Enrollment page.
Regardless of which plan you choose, you will have the following coverage:
- Preventive care is fully covered: no deductibleDeductibleAn amount that you are required to pay before the plan will begin to reimburse for covered services., no copayCopayment (copay)A fixed-dollar amount that you must pay out of your pocket at the time of service to a provider or a facility for a specific health covered service. Copays do not apply to the deductible requirement. For example, an office visit may have a copay of $30 under the Exclusive Plan and $40 under the Extended. You must pay the amount at the time of service..
- All plans also provide one no-cost preventive mental health visit per plan year. Learn more about your mental health benefit options on our Mental Health Resources page.
- Emergencies are never planned. That's why all urgentUrgent CareCare for an illness, injury or condition serious enough that a reasonable person would seek care right away, but not so severe as to require emergency room care and emergency careEmergency CareA medical or behavioral health condition that must be treated at the emergency department of a hospital due to an illness, injury, symptom or condition severe enough to risk serious danger to your health (or, with respect to a pregnant woman, the health of her unborn child) if you didn’t get medical attention. See where and when to get care. is covered (copaysCopayment (copay)A fixed-dollar amount that you must pay out of your pocket at the time of service to a provider or a facility for a specific health covered service. Copays do not apply to the deductible requirement. For example, an office visit may have a copay of $30 under the Exclusive Plan and $40 under the Extended. You must pay the amount at the time of service. may apply), both in and outside the U.S.
- Affordable prescription drug prices from CVS Caremark and Kaiser Permanente.
Dual Coverage: You cannot be covered as both an employee and dependent for any CU medical, dental or vision plan.
Click on a tile to learn more about each plan
Before or after tax?
Decide how monthly premiumsPremiumThe monthly cost to participate in the plan. Typically, it is shared between the employee and the employer. Premiums are deducted from your monthly paycheck. are deducted from your paycheck.