401(a) Non-Medicare eligible retirees [1]
2026–27 plan year information
This page provides details about the 2026–27 benefits plan year. For plan year 2025–26 (ending June 30, 2026) information, visit the Benefits & Wellness page [2].
These benefits are for employees who participated in the University of Colorado 401(a) Retirement Plan, have officially retired from the university and are not eligible for Medicare. Learn more [3].
What plans am I eligible for?
| Status | Medical plans | Dental plans | Life insurance |
|---|---|---|---|
| Non-Medicare eligible retiree & dependent(s)DependentAn employee’s spouse, common-law spouse, civil union partner, domestic partner, children under the age of 27, and qualifying disabled children over age 27 of the employee or of the spouse/partner who are biological, legally adopted or for whom there are parental responsibility documents issued by a court. [4] | CU Health Plan - Exclusive CU Health Plan - High Deductible CU Health Plan - Pathway CU Health Plan - Kaiser |
Delta Essential OR Delta Choice |
Basic Term Life Optional Term Life |
| Retiree or dependent is/or becomes Medicare eligible [5] | CU Health Plan - Medicare Alternate Medicare Payment (if retiree is Medicare eligible) OR CU Health Plan - Medicare/High Deductible (Over/Under*) |
Delta Dental Premier | Basic Term Life Optional Term Life |
*What if my dependentDependentAn employee’s spouse, common-law spouse, civil union partner, domestic partner, children under the age of 27, and qualifying disabled children over age 27 of the employee or of the spouse/partner who are biological, legally adopted or for whom there are parental responsibility documents issued by a court. [4] is eligible for Medicare? When at least one member is eligible for Medicare and at least one other member is non-Medicare eligible, the Over/Under option becomes available. The Medicare eligible member will be covered under CU Health Plan - Medicare [6] and the non-Medicare eligible member will be covered under CU Health Plan - High Deductible [7].
Click on a tile to learn more about your 2026–27 benefits
Medical plans
Dental plans
All plans include following coverage:
- 100% Preventive care coverage and four yearly cleanings (regular and periodontal)
- Two yearly fluoride treatments (all ages)
- Right Start 4 Kids Program [17]
Life insurance
For details on your life insurance options, see the Basic Term Life [18] and Optional Term Life [19] pages.
Retiring soon? See your options [20] for current plan yearPlan YearThe date span from July 1 to June 30. [21], ending June 30.