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Home > 401(a) Non-Medicare eligible retirees

401(a) Non-Medicare eligible retirees [1]

These benefits are for employees who participated in the University of Colorado 401(a) Retirement Plan, have officially retired from the university and are not eligible for Medicare. Learn more [2]. 

What plans am I eligible for?

Status Medical plans Dental plans Life insurance
Non-Medicare eligible retiree & dependent(s)DependentAn employee’s spouse, common-law spouse, civil union partner, domestic partner, children under the age of 27, and qualifying disabled children over age 27 of the employee or of the spouse/partner who are biological, legally adopted or for whom there are parental responsibility documents issued by a court.  [3] CU Health Plan - Exclusive

CU Health Plan - High Deductible

CU Health Plan - Pathway

CU Health Plan - Kaiser
Delta Essential

OR

Delta Choice
Basic Term Life 

Optional Term Life 


 
Retiree or dependent is/or becomes Medicare eligible [4] CU Health Plan - Medicare

Alternate Medicare Payment (if retiree is Medicare eligible)

OR

CU Health Plan - Medicare/High Deducitble (Over/Under*)
Delta Dental Premier Basic Term Life 

Optional Term Life 

 

*What if my dependentDependentAn employee’s spouse, common-law spouse, civil union partner, domestic partner, children under the age of 27, and qualifying disabled children over age 27 of the employee or of the spouse/partner who are biological, legally adopted or for whom there are parental responsibility documents issued by a court.  [3] is eligible for Medicare? When at least one member is eligible for Medicare and at least one other member is non-Medicare eligible, the Over/Under option becomes available. The Medicare eligible member will be covered under CU Health Plan - Medicare [5] and the non-Medicare eligible member will be covered under CU Health Plan - High Deductible [6].

Click on a tile to learn more about your benefits

Medical plans

Click for CU Health Plan - Exclusive [7]

Click for CU Health Plan - High Deductible [6]

Click for CU Health Plan - Kaiser [8]

Click here to see CU Health Plan - Pathway [9]

How to choose a plan

The Benefits Toolkit can show you what factors to consider.

Learn more [10]

 Compare plans

Compare CU's medical plans
side-by-side.

Get started [11]

Quick plan comparison [12]

 

 Plan premiums

See what you'll pay each month
for CU's plans.

Plan rates [13]


Dental plans

Click for CU Health Plan - Essential Dental [14]

Click for CU Health Plan - Choice Dental [15]

All plans include following coverage:

  • 100% preventative care coverage and four yearly cleanings (regular and periodontal)
  • Two yearly fluoride treatments (all ages)
  • Right Start 4 Kids Program [16] 


Life insurance

For details on your life insurance options, see the Basic Term Life [17] and Optional Term Life [18] pages.


Retiring soon? See your options [19] for current plan yearPlan YearThe date span from July 1 to June 30.  [20], ending June 30.

 
Groups audience: 
Employee Services
Right Sidebar: 
ES: Benefits & Wellness - OE Enrollment Tool
ES: Benefits & Wellness - OE Resources
ES: Benefits & Wellness - Dual Coverage Retiree

Source URL:https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees

Links
[1] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees [2] https://www.cu.edu/docs/fact-sheet-retirees-401a-non-medicare [3] https://www.cu.edu/es-benefits-glossary/dependent [4] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-medicare-eligible [5] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-medicare-eligible/cu-health-plan-medicare [6] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees/high-deductible [7] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees/exclusive [8] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees/kaiser [9] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees/pathway [10] https://www.cu.edu/employee-services/open-enrollment/benefits-toolkit [11] https://www.cusys.edu/plans/compare/retiree_2025/ [12] https://www.cu.edu/doc/fy26-plan-design-comparison-finalpdf [13] https://www.cu.edu/employee-services/open-enrollment/monthly-rates [14] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees/essential [15] https://www.cu.edu/employee-services/open-enrollment/retirees/401a-non-medicare-eligible-retirees/choice [16] https://www.cu.edu/docs/right-start-4-kids-information [17] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/basic-term-life [18] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/optional-term-life [19] https://www.cu.edu/employee-services/benefits-wellness/retiree [20] https://www.cu.edu/es-benefits-glossary/plan-year