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Retiree 401(a) Non-Medicare Eligible [1]

2026–27 plan year information

This page provides details about the 2025–26 benefits plan year. For plan year 2026–27 (beginning July 1, 2026) information, visit the Open Enrollment page [2].

These benefits are for employees who participated in the University of Colorado 401(a) Retirement Plan, have officially retired from the university and are not eligible for Medicare. Learn more [3].

What plans am I eligible for?

Status Medical plans Dental plans Life insurance
Non-Medicare eligible retiree & dependent(s)DependentAn employee’s spouse, common-law spouse, civil union partner, domestic partner, children under the age of 27, and qualifying disabled children over age 27 of the employee or of the spouse/partner who are biological, legally adopted or for whom there are parental responsibility documents issued by a court.  [4] CU Health Plan - Exclusive

CU Health Plan - Pathway

CU Health Plan - High Deductible

CU Health Plan - Kaiser
Delta Essential

OR

Delta Choice
Basic Term Life 

Optional Term Life 


 
Retiree or dependent is/or becomes Medicare eligible [5] CU Health Plan - Medicare

Alternate Medicare Payment (if retiree is Medicare eligible)

OR

CU Health Plan - Medicare/High Deducitble (Over/Under*)
Delta Dental Premier Basic Term Life 

Optional Term Life 

 

*Over/Under is an option when at least one member is eligible for Medicare and at least one other member is non-Medicare eligible. The Medicare eligible member will be covered under CU Health Plan - Medicare and the non-Medicare eligible member will be covered under CU Health Plan - High Deductible.  Since these are seperate plans, please see details/summary for each plan.


Click on a tile to learn more about your benefits

Medical plans

CU Health Plan - Exclusive [6]

CU Health Plan - High Deductible [7]

Pathway plan - click here [8]

CU Health Plan - Kaiser [9]

Plan microsites

Anthem [10]
Kaiser [11] 


Compare Medical Plans [12]


Dental plans

CU Health Plan - Essential [13]

CU Health Plan - Choice [14]

Delta microsite

Find a dentist, request an ID card and set up your personal account. 

Visit Delta Dental microsite [15]


Life insurance

Basic Term Life Insurance [16]

Optional Term Life Insurance [17]

Standard Insurance Company

Call 1-800-628-8600 or visit the website.

Visit Standard Insurance site [18]

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Employee Services
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ES: Benefits & Wellness - Ret How to Enroll
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Source URL:https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible

Links
[1] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible [2] https://www.cu.edu/employee-services/open-enrollment [3] https://www.cu.edu/docs/fact-sheet-retirees-401a-non-medicare [4] https://www.cu.edu/es-benefits-glossary/dependent [5] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-medicare-eligible [6] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/exclusive [7] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/high-deductible [8] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/pathway [9] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/kaiser [10] https://www.anthem.com/cuhealthplan/ [11] https://my.kp.org/universityofcolorado/?kp_shortcut_referrer=kp.org%2Fcuhealthplan [12] https://www.cusys.edu/plans/compare/retiree_2025/ [13] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/essential [14] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/choice [15] https://www.deltadentalco.com/members/resources/CU-health.html [16] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/basic-term-life [17] https://www.cu.edu/employee-services/benefits-wellness/retiree/retiree-401a-non-medicare-eligible/optional-term-life [18] https://www.standard.com/