CU’s two Delta Dental plans — Essential Dental and Choice Dental — offer extensive coverage with affordable deductiblesDeductibleAn amount that you are required to pay before the plan will begin to reimburse for covered services. [2] and coinsuranceCoinsuranceThe portion of expenses that you have to pay for certain covered services, calculated as a percentage. For example, if the coinsurance rate is 20%, then you are responsible for paying 20% of the bill, and the insurance company will pay 80%.  [3] payments to keep you and your family smiling bright. 

Regardless of which plan you choose, you will have the following coverage:

• 100% preventative care coverage
• Four yearly cleanings (regular and periodontal)
• Two yearly oral exams
• Two fluoride treatments 
• Right Start 4 Kids Program [4]: Kids under age 13 who are enrolled receive 100% coverage, excluding orthodontic services.

Dual Coverage: You cannot be covered as both an employee and dependent for any CU medical, dental or vision plan.

Click on a tile to learn more about each plan