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Life Changes [1]

When your life changes, your benefits may need to change, too. Employee Services can help you understand your options.

Are you getting married? Having a baby? Is your spouse getting a new job? Events like these may affect your benefits. Your benefits elections usually remain in effect until the plan year ends on June 30. However, if you experience a qualifying life change outside of Open Enrollment, you have 31 days from the date of the change to make certain adjustments.

Learn more about each life change by clicking on a tile

Marriage or Partnership [2]

Divorce or Separation [3]

Birth or Adoption [4]

Change in Child or Depdendent Care Needs [5]

Employee Gains Eligibility [6]

Spouse, Partner or Dependent [7]

Employee Loses Eligibility [8]

Spouse, Partner or Dependent [9]

Change in Residence [10]

Medical Child Support Order [11]

Death of a Spose or Partner [12]

Death of a Child [13]

Faculty or Staff to Classified Staff [14]

Classified Staff to Faculty or Staff [15]

Termination and Rehire in 30 Days [16]

Medicare Eligibility [17]

Leave of Absence 

Please call 303-860-4200, option 3 for information on permissible changes to your benefits during a leave of absence.

These guides will assist you in determining whether a mid-year change of election is permissible within the rules established by Section 125 of the IRS code or under HIPAA special enrollment rights. If you have questions or don’t see a particular life change event, please contact to a benefits professional by calling 303-860-4200, option 3.

 

 

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Employee Services
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Source URL:https://www.cu.edu/employee-services/benefits-wellness/current-employee/life-changes

Links
[1] https://www.cu.edu/employee-services/benefits-wellness/current-employee/life-changes [2] https://www.cu.edu/docs/qualifying-life-change-guide-marriage-common-law-marriage-civil-union-or-domestic-partnership [3] https://www.cu.edu/docs/qualifying-life-change-guide-divorce-legal-separation-annulment-or-termination-domestic-or [4] https://www.cu.edu/docs/qualifying-life-change-guide-birth-adoption-or-legal-guardianship-dependent [5] https://www.cu.edu/docs/qualifying-life-change-guide-change-child-or-dependent-care-needs [6] https://www.cu.edu/docs/qualifying-life-change-guide-employee-gains-eligibility [7] https://www.cu.edu/docs/qualifying-life-change-guide-gaining-eligibility-spouse-partner-or-dependent-children [8] https://www.cu.edu/docs/qualifying-life-change-guide-employee-loses-eligibility [9] https://www.cu.edu/docs/qualifying-life-change-guide-losing-eligibility-spouse-partner-or-dependent-children [10] https://www.cu.edu/docs/qualifying-life-change-guide-change-residence [11] https://www.cu.edu/docs/qualifying-life-change-guide-medical-child-support-order [12] https://www.cu.edu/docs/qualifying-life-change-guide-death-spouse-or-partner [13] https://www.cu.edu/docs/qualifying-life-change-guide-loss-child-or-dependent [14] https://www.cu.edu/docs/qualifying-life-change-guide-changing-university-staff-or-faculty-classified-staff [15] https://www.cu.edu/docs/qualifying-life-change-guide-changing-classified-staff-university-staff-or-faculty [16] https://www.cu.edu/docs/qualifying-life-change-guide-rehired-within-30-days-termination [17] https://www.cu.edu/docs/qualifying-life-change-guide-medicare-eligibility