Dental Plans [1]
CU’s two Delta Dental plans — Essential Dental and Choice Dental — offer extensive coverage with affordable deductiblesDeductibleAn amount that you are required to pay before the plan will begin to reimburse for covered services. [2] and coinsuranceCoinsuranceThe portion of expenses that you have to pay for certain covered services, calculated as a percentage. For example, if the coinsurance rate is 20%, then you are responsible for paying 20% of the bill, and the insurance company will pay 80%. [3] payments to keep you and your family smiling bright.
Regardless of which plan you choose, you will have the following coverage:
- 100% preventative care coverage
- Four yearly cleanings (regular and periodontal)
- Two yearly oral exams
- Two fluoride treatments
- Right Start 4 Kids Program [4]: Kids under age 13 who are enrolled receive 100% coverage, excluding orthodontic services.
Dual Coverage: You cannot be covered as both an employee and dependent for any CU medical, dental or vision plan.
Click on a tile to learn more about each plan