CU offers full medical and dental coverage for those participating in the CU 401(a) retirement plan (non-PERA retirees).

CU Health Plan - Medicare

Plan overview: 

Type of Plan: PPO

Provider: Anthem BC + BS

This plan is open to Medicare-eligible surviving spouses who are enrolled in Medicare Parts A and B.

Features and Considerations:

  • After meeting their deductible, members pay a share of the cost for services - generally around 20 percent.
  • You cannot participate in this plan if you are not enrolled in Medicare Parts A and B.
    • Medicare A+B is your primary coverage for any claim; the CU Health Plan – Medicare is secondary
  • You can see specialists without referrals.
  • Preventative care, screenings and immunizations are fully covered under Medicare and do not apply to your deductible.

Choose your plan

What's covered?

Review Monthly Rates (for those who receive 100% CU contribution)

Surviving Spouse Surviving Child on Medicare
$66.31 $91.31

- Plan Comparison

Get an apples-to-apples look at CU's four health plans with our Plan Comparison

Coverage area

Medicare has a nationwide service area. CU Health Plan - Medicare pays secondary for services covered by in Medicare, including emergency room services, emergency transportation and urgent care.

  Common fees

Deductible $240/person
Out-of-pocket limit $2,400/single or $7,200/family
Primary care visit 20% coinsurance payment after deductible
Specialist 20% coinsurance payment after deductible
Preventive care, screenings, immunizations $0 per visit, deductible does not apply

  Prescriptions*

Tier 1 - Typically Generic 20% coinsurance payment after deductible for up to a 90-day supply at Retail or Mail Order pharmacies
Tier 2 - Typically Preferred Brands 20% coinsurance payment after deductible for up to a 90-day supply at Retail or Mail Order pharmacies
Tier 3 - Typically Non-Preferred Brand Drugs 20% coinsurance payment after deductible for up to a 90-day supply at Retail or Mail Order pharmacies
Tier 4 - Typically Specialty Drugs 20% coinsurance payment after deductible for up to a 30-day supply at Retail or Mail Order pharmacies

*CU Health Plan - Medicare pays primary for prescriptions.

Use your plan

What's covered?

Find a doctor

See a list of covered providers on Anthem’s microsite, or call 1-800-735-6072.

  Find a pharmacy

Visit Anthem’s microsite to login to your account and search for pharmacies near you in your network. 

Claim Assistance

If you are having trouble filing a claim, call 1-800-735-6072 to speak with an Anthem representative.

If a claim has been rejected, call 303-860-4200, option 3, and an Employee Services benefits professional will help you examine your options.

When does my coverage end?

Your coverage will run from July 1 to June 30 of the following year. Before the plan year ends, you will have an opportunity to either continue coverage with this plan or elect for a different plan during Open Enrollment.

Address Changes

To change your address, phone number and email:

  1. Log in to your campus portal at my.cu.edu.
  2. Select the NavBar in the right-hand corner.
  3. Select the CU Resources link.
  4. Select My Info and Pay, and select the My Info ​tile. Here, you can update your addresses, phone numbers, emergency contacts, email addresses and more.

ID Cards

  • When will I receive my ID card?
    • ID cards will be sent to new enrollees in the mail after July 1, the start of the plan year.
  • Who will send my ID card?
    • Anthem sends out plan cards to members.
  • How do I get a new ID card? What if I lost my card?

CU Health Plan - Alternative Medicare Payment

Plan overview: 

Type of Plan: Plan Payment

Provider: CU

This is not a medical insurance plan. It is available to Medicare-eligible surviving spouses who participate in the CU 401(a) Retirement Plan (non-PERA Retirees). They receive a monthly payment to assist in paying costs of Medicare or other insurance costs.

Features and Considerations:

  • You receive a monthly payment from CU to help with healthcare costs after retirement. 
  • It is available for Medicare-eligible surviving spouses.
  • Dependent children do not receive coverage.
  • This is not a medical insurance plan, but it is a plan option.

Choose your plan

What's covered?

Review Monthly Rates

Alternate Medicare Payment
AMP provides a monthly check in the amount listed below
Surviving Spouse
$108.40

- Plan Comparison

Get an apples-to-apples look at CU's four health plans with our Plan Comparison

Use your plan

When does my coverage end?

Your coverage will run from July 1 to June 30 of the following year. Before the plan year ends, you will have an opportunity to either continue coverage with this option or elect for a different plan during Open Enrollment.

Address Changes

To change your address, phone number and email:

  1. Log in to your campus portal at my.cu.edu.
  2. Select the NavBar in the right-hand corner.
  3. Select the CU Resources link.
  4. Select My Info and Pay, and select the My Info ​tile. Here, you can update your addresses, phone numbers, emergency contacts, email addresses and more.

 

 

Take a bite into CU's Medicare-eligible dental plan, Dental Premier

Plan overview: 

This Delta Dental plan is only available to Medicare-eligible surviving spouses and gives its members’ access to both the Delta Premier and Preferred Provider Option (PPO) networks. You can still choose any dentist you like, but your out-of-pocket costs are typically lower with PPO network providers.

Once you meet your $25 per person plan deductible, you will only be responsible for a percentage of your covered care costs (aka, coinsurance).

Features and Considerations:

  • Periodontal cleanings are fully covered. 
  • Posterior composites are included in coverage.
  • Diagnostic and preventative services do not accumulate toward your annual benefit maximum. This means that routine cleanings, x-rays, oral evaluations and more may be free of charge and do not affect paying for additional services. 

Choose your plan

What's covered?

  Review Monthly Rates (for those who receive 100% CU contribution)

Surviving Spouse Surviving Spouse + Child(ren)
$45.83 $89.42

 

Coverage area

Members have access to both the Delta Premier and Preferred Provider Option (PPO) networks. They may choose any dentist, but out-of-pocket costs are typically lower with PPO providers.

  Common fees

Deductible $25 per person (Does not apply to children under age 13 on the Right Start 4 Kids benefit)
There is no family deductible limit.
Plan-year maximum benefit $1,250 per person
Preventative & Diagnostic Services PPO network provider: 0% coinsurance payment
Will not count against the plan year maximum
Premier or out-of-network provider: 20% coinsurance payment
Basic Services 50% coinsurance payment
Major Services 50% coinsurance payment

Use your plan

What's covered?

Find a dentist

Visit Delta Dental's CU microsite to find a network provider near you.

 Claims Assistance

Contact a Delta Dental representative at 1-800-610-0201 or customer_service@ddpco.com

If a claim has been rejected, you can call 303-860-4200, option 3, to discuss your options with an Employee Services benefits professional.

When does my coverage end?

Your coverage will run from July 1 to June 30 the following year. Before the plan year ends, you will have an opportunity to either continue coverage with this plan or elect for a different plan during Open Enrollment.

Address Changes

To change your address, phone number and email:

  1. Log in to your campus portal at my.cu.edu.
  2. Select the NavBar in the right-hand corner.
  3. Select the CU Resources link.
  4. Select My Info and Pay, and select the My Info ​tile. Here, you can update your addresses, phone numbers, emergency contacts, email addresses and more.

ID Cards

  • When will I receive my ID card?
    • ID cards will be sent to new enrollees in the mail after July 1, the start of the plan year.
  • Who will send my ID card?
    • Delta Dental sends out plan cards to members in bright-green envelopes to avoid accidentally misplacing your card.
  • How do I get a new ID card?
    • All members can go to the Delta Dental website and create an online subscriber account. From there, members can access their ID information and print out a new one.
    • In addition, members can access their ID card on the go with the Delta Dental app. All they need is an account to get started.
  • What is my subscriber ID number?
    • Your Delta Dental subscriber ID number is 888 + your six-digit employee ID number (ex: 888123456)