Auto-Enrollment

This table shows in which plan(s) you will be automatically enrolled if you do not take action by the May 11 Open Enrollment deadline.

Start by locating your current plan(s) in the left column.

2015-16 Auto-Enrollment
What happens if an employee, retiree or surviving spouse takes no action

2014-15 Enrollment Status Eligible Participant 2015-16 Default
Medical Plans
Waived medical coverage Active employee or retiree currently enrolled in a plan/plans Waived coverage continues
CU Health Plan - Exclusive Active employees and retirees younger than 65 Same plan, same coverage level, same region
CU Health Plan - Kaiser Active employees and retirees younger than 65 Same plan, same coverage level
CU Health Plan - High Deductible (HSA Compatible) Active employees and retirees younger than 65
CU Health Plan - Access Network (NOT AVAILABLE IN 2015-16) Active employees CU Health Plan - Extended *NEW PLAN*
Same coverage level
Retirees younger than 65 CU Health Plan - High Deductible (HSA Compatible)
Same coverage level
CU Health Plan - Medicare Retirees 65 and older Same plan, same coverage level
CU Health Plan - Medicare/High Deductible Retirees 65 and older and non-Medicare-eligible retirees younger than 65
Alternate Medicare Payment (AMP) Retirees 65 and older
Dental Plans
Waived dental coverage Any benefits-eligible employee Waived coverage continues
Delta EPO Active employees and retirees younger than 65 Same plan, same coverage level
Delta PPO Active employees and retirees younger than 65
Delta Dental Premier Retirees 65 and older
Vision
Waived vision coverage All benefits-eligible employees Waived coverage continues
CU Health Plan - Vision Active employees Same plan, same coverage level (required to be enrolled for two consecutive plan years)
Life Plans
Waived Optional Life coverage(s) All benefits-eligible employees Waived coverage continues
CU Basic Term Life Active employees and retirees Same plan, same coverage level, same rate level (smoker/nonsmoker, if applicable)
CU Optional Term Life - Employee and Retiree Active employees and retirees
CU Optional Life - Spouse Active employees
CU Optional Life - Dependent Child Active employees
CU Free 10k Optional Life Active employees
Voluntary Accidental Death & Dismemberment - Employee Active employees
Voluntary Accidental Death & Dismemberment - Spouse Active employees
Voluntary Accidental Death & Dismemberment - Dependent Child Active employees
PERA Optional Life Active employees Same plan, same coverage level
Disability
Waive Classified Staff Long-Term Disability Active employees Waived coverage continues
Waive Faculty/University Staff Short-Term Disability Active employees Waived coverage continues
Faculty/University Staff Short-Term Disability Active employees Same plan
Faculty/University Staff Long-Term Disability Active employees Same plan (Employer paid)
Classified Staff Short-Term Disability Active employees Same plan (Employer paid)
Classified Staff Long-Term Disability Active employees Same plan
Cafeteria Plans
Premium-Only Plan Active employees Same plan
Health Care Flexible Spending Account Active employees Not enrolled for plan year 2015-16
Dependent care flexible spending account Active employees Not enrolled for plan year 2015-16
New Employees Who Never Enrolled or Waived
Not applicable N/A Employee-only coverage:
  • Medical: CU Health Plan - Extended *NEW PLAN*
  • Dental: Delta Dental EPO

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