Medicare Eligible

CU offers full medical and dental coverage for those participating in the CU 401(a) retirement plan (non-PERA retirees).

CU Health Plan - Medicare

Plan overview: 

Type of Plan: PPO

Provider: Anthem BC + BS

This plan is open to Medicare-eligible surviving spouses who are enrolled in Medicare Parts A and B.

Features and Considerations:

  • After meeting their deductible, members pay a share of the cost for services - generally around 20 percent.
  • You cannot participate in this plan if you are not enrolled in Medicare Parts A and B.
    • Medicare A+B is your primary coverage for any claim; the CU Health Plan – Medicare is secondary
  • You can see specialists without referrals.
  • Preventative care, screenings and immunizations are fully covered under Medicare and do not apply to your deductible.

Choose your plan

What's covered?

Review Monthly Rates (for those who receive 100% CU contribution)

Surviving Spouse Surviving Child on Medicare
$66.31 $91.31

- Plan Comparison

Get an apples-to-apples look at CU's four health plans with our Plan Comparison

Coverage area

Medicare has a nationwide service area. CU Health Plan - Medicare pays secondary for services covered by in Medicare, including emergency room services, emergency transportation and urgent care.

  Common fees

Deductible $240/person
Out-of-pocket limit $2,400/single or $7,200/family
Primary care visit 20% coinsurance payment after deductible
Specialist 20% coinsurance payment after deductible
Preventive care, screenings, immunizations $0 per visit, deductible does not apply

  Prescriptions*

Tier 1 - Typically Generic 20% coinsurance payment after deductible for up to a 90-day supply at Retail or Mail Order pharmacies
Tier 2 - Typically Preferred Brands 20% coinsurance payment after deductible for up to a 90-day supply at Retail or Mail Order pharmacies
Tier 3 - Typically Non-Preferred Brand Drugs 20% coinsurance payment after deductible for up to a 90-day supply at Retail or Mail Order pharmacies
Tier 4 - Typically Specialty Drugs 20% coinsurance payment after deductible for up to a 30-day supply at Retail or Mail Order pharmacies

*CU Health Plan - Medicare pays primary for prescriptions.

Use your plan

What's covered?

Find a doctor

See a list of covered providers on Anthem’s microsite, or call 1-800-735-6072.

  Find a pharmacy

Visit Anthem’s microsite to login to your account and search for pharmacies near you in your network. 

Claim Assistance

If you are having trouble filing a claim, call 1-800-735-6072 to speak with an Anthem representative.

If a claim has been rejected, call 303-860-4200, option 3, and an Employee Services benefits professional will help you examine your options.

When does my coverage end?

Your coverage will run from July 1 to June 30 of the following year. Before the plan year ends, you will have an opportunity to either continue coverage with this plan or elect for a different plan during Open Enrollment.

Address Changes

To change your address, phone number and email:

  1. Log in to your campus portal at my.cu.edu.
  2. Select the NavBar in the right-hand corner.
  3. Select the CU Resources link.
  4. Under the My Info and Pay menu, select Employee Profile. Here, you can update your addresses, phone numbers, emergency contacts, email addresses and more.

ID Cards

  • When will I receive my ID card?
    • ID cards will be sent to new enrollees in the mail after July 1, the start of the plan year.
  • Who will send my ID card?
    • Anthem sends out plan cards to members.
  • How do I get a new ID card? What if I lost my card?

CU Health Plan - Alternative Medicare Payment

Plan overview: 

Type of Plan: Plan Payment

Provider: CU

This is not a medical insurance plan. It is available to Medicare-eligible surviving spouses who participate in the CU 401(a) Retirement Plan (non-PERA Retirees). They receive a monthly payment to assist in paying costs of Medicare or other insurance costs.

Features and Considerations:

  • You receive a monthly payment from CU to help with healthcare costs after retirement. 
  • It is available for Medicare-eligible surviving spouses.
  • Dependent children do not receive coverage.
  • This is not a medical insurance plan, but it is a plan option.

Choose your plan

What's covered?

Review Monthly Rates

Alternate Medicare Payment
AMP provides a monthly check in the amount listed below
Surviving Spouse
$108.40

- Plan Comparison

Get an apples-to-apples look at CU's four health plans with our Plan Comparison

Use your plan

When does my coverage end?

Your coverage will run from July 1 to June 30 of the following year. Before the plan year ends, you will have an opportunity to either continue coverage with this option or elect for a different plan during Open Enrollment.

Address Changes

To change your address, phone number and email:

  1. Log in to your campus portal at my.cu.edu.
  2. Select the NavBar in the right-hand corner.
  3. Select the CU Resources link.
  4. Under the My Info and Pay menu, select Employee Profile. Here, you can update your addresses, phone numbers, emergency contacts, email addresses and more.

 

 

Take a bite into CU's Medicare-eligible dental plan, Dental Premier

Plan overview: 

This Delta Dental plan is only available to Medicare-eligible surviving spouses and gives its members’ access to both the Delta Premier and Preferred Provider Option (PPO) networks. You can still choose any dentist you like, but your out-of-pocket costs are typically lower with PPO network providers.

Once you meet your $25 per person plan deductible, you will only be responsible for a percentage of your covered care costs (aka, coinsurance).

Features and Considerations:

  • Periodontal cleanings are fully covered. 
  • Posterior composites are included in coverage.
  • Diagnostic and preventative services do not accumulate toward your annual benefit maximum. This means that routine cleanings, x-rays, oral evaluations and more may be free of charge and do not affect paying for additional services. 

Choose your plan

What's covered?

  Review Monthly Rates (for those who receive 100% CU contribution)

Surviving Spouse Surviving Spouse + Child(ren)
$45.83 $89.42

​​

Coverage area

Members have access to both the Delta Premier and Preferred Provider Option (PPO) networks. They may choose any dentist, but out-of-pocket costs are typically lower with PPO providers.

  Common fees

Deductible $25 per person (Does not apply to children under age 13 on the Right Start 4 Kids benefit)
There is no family deductible limit.
Plan-year maximum benefit $1,250 per person
Preventative & Diagnostic Services PPO network provider: 0% coinsurance payment
Will not count against the plan year maximum
Premier or out-of-network provider: 20% coinsurance payment
Basic Services 50% coinsurance payment
Major Services 50% coinsurance payment

Use your plan

What's covered?

Find a dentist

Visit Delta Dental's CU microsite to find a network provider near you.

 Claims Assistance

Contact a Delta Dental representative at 1-877-FLOSSCU or customer_service@ddpco.com

If a claim has been rejected, you can call 303-860-4200, option 3, to discuss your options with an Employee Services benefits professional.

When does my coverage end?

Your coverage will run from July 1 to June 30 the following year. Before the plan year ends, you will have an opportunity to either continue coverage with this plan or elect for a different plan during Open Enrollment.

Address Changes

To change your address, phone number and email:

  1. Log in to your campus portal at my.cu.edu.
  2. Select the NavBar in the right-hand corner.
  3. Select the CU Resources link.
  4. Under the My Info and Pay menu, select Employee Profile. Here, you can update your addresses, phone numbers, emergency contacts, email addresses and more.

ID Cards

  • When will I receive my ID card?
    • ID cards will be sent to new enrollees in the mail after July 1, the start of the plan year.
  • Who will send my ID card?
    • Delta Dental sends out plan cards to members in bright-green envelopes to avoid accidentally misplacing your card.
  • How do I get a new ID card?
    • All members can go to the Delta Dental website and create an online subscriber account. From there, members can access their ID information and print out a new one.
    • In addition, members can access their ID card on the go with the Delta Dental app. All they need is an account to get started.
  • What is my subscriber ID number?
    • Your Delta Dental subscriber ID number is 888 + your six-digit employee ID number (ex: 888123456)